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Products
AI JOB AD
Create compelling job ads in seconds with AI-powered assistance.
AI JOB FOLDER
Automate your candidate screening and folder management.
CAREER PAGE
Build your personalized career page with strong company branding to attract candidates and manage your job vacancy.
AJOBTHING REVIEW
Explore what employers love about AJobThing recruitment platform for fast & successful hiring
AJOBTHING CARE
Get dedicated after-sales support, hiring guidance, and personalized assistance to ensure your recruitment success.
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Collaborate with us to achieve mutual success and reach a wider audience.
Credit Analyst Job Description
A Credit Analyst assesses creditworthiness and evaluates risks associated with lending. They analyze financial statements and credit data to support lending decisions. This role is critical for making informed credit decisions to minimize potential losses.
Utilize this Credit Analyst job description template to attract skilled candidates for your lending or financial institution. Tailor the specifics to align with your organization's needs.
Credit Analyst Responsibilities Include:
- Analyze financial statements and credit reports
- Assess the creditworthiness of clients and make recommendations
- Prepare detailed credit risk assessments and reports
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Job Brief
We are looking for a detail-oriented Credit Analyst to assess borrower credit applications and evaluate financial risks. In this role, you will analyze financial data and make recommendations based on your findings.
You will work closely with the lending team to support decision-making and ensure compliance with lending policies. Strong analytical skills and attention to detail will be crucial for success.
The ideal candidate should have a background in finance or accounting, with proficiency in financial analysis tools. Excellent communication skills are necessary for this position. This role presents an opportunity to make significant contributions to our credit practices.
Responsibilities
- Analyze financial statements and credit reports
- Assess the creditworthiness of clients and make recommendations
- Prepare detailed credit risk assessments and reports
- Monitor and evaluate credit trends and portfolio performance
- Develop and maintain relationships with clients and stakeholders
- Collaborate with other departments to ensure compliance with credit policies and procedures
- Identify potential risks and opportunities for improvement
- Provide recommendations for credit limits and terms
- Stay current on industry trends and regulations
- Conduct regular portfolio reviews and risk assessments
Requirement
- Bachelor's degree in Finance, Accounting, or related field
- Minimum of 2 years of experience in credit analysis
- Strong analytical skills
- Excellent communication and interpersonal abilities
- Ability to work independently and as part of a team
- Knowledge of financial modeling and risk assessment
- Proficiency in Microsoft Excel and other financial software
- Attention to detail and accuracy
- Ability to meet deadlines and work under pressure
- Strong problem-solving skills
Skills
- Financial analysis
- Credit risk assessment
- Financial modeling
- Data interpretation
- Risk management
- Client relationship management
- Microsoft Excel
- Financial software
- Problem-solving
- Time management