Products
INSTANT JOB AD
Hire INSTANTLY with AI and get highly relevant candidates in 72 hours
CAREER PAGE
Build your personalized career page with strong company branding to attract candidates and manage your job vacancy.
AJOBTHING REVIEW
Explore what employers love about AJobThing recruitment platform for fast & successful hiring
Resources
Products
INSTANT JOB AD
Hire INSTANTLY with AI and get highly relevant candidates in 72 hours
CAREER PAGE
Build your personalized career page with strong company branding to attract candidates and manage your job vacancy.
AJOBTHING REVIEW
Explore what employers love about AJobThing recruitment platform for fast & successful hiring
Credit Analyst Job Description
A Credit Analyst assesses creditworthiness and evaluates risks associated with lending. They analyze financial statements and credit data to support lending decisions. This role is critical for making informed credit decisions to minimize potential losses.
Utilize this Credit Analyst job description template to attract skilled candidates for your lending or financial institution. Tailor the specifics to align with your organization's needs.
Credit Analyst Responsibilities Include:
- Analyze credit data and financial statements to determine the creditworthiness of clients
- Prepare credit risk assessments and recommend appropriate credit limits
- Monitor and review credit limits and terms for existing clients
Hiring an Assistant Manager?
- Hire FAST in 72 Hours
- Quality Candidates
- Integrated AI
Job Brief
We are looking for a detail-oriented Credit Analyst to assess borrower credit applications and evaluate financial risks. In this role, you will analyze financial data and make recommendations based on your findings.
You will work closely with the lending team to support decision-making and ensure compliance with lending policies. Strong analytical skills and attention to detail will be crucial for success.
The ideal candidate should have a background in finance or accounting, with proficiency in financial analysis tools. Excellent communication skills are necessary for this position. This role presents an opportunity to make significant contributions to our credit practices.
Responsibilities
- Analyze credit data and financial statements to determine the creditworthiness of clients
- Prepare credit risk assessments and recommend appropriate credit limits
- Monitor and review credit limits and terms for existing clients
- Collaborate with sales and finance teams to evaluate credit requests
- Assist in the development of credit policies and procedures
- Conduct industry research and stay up-to-date on market trends
- Communicate credit decisions and recommendations to management
- Identify potential risks and opportunities in the credit portfolio
- Maintain accurate and up-to-date credit files
- Adhere to regulatory requirements and company policies
Requirement
- Bachelor's degree in Finance, Accounting, or related field
- Minimum of 2 years experience in credit analysis
- Strong analytical and problem-solving skills
- Excellent written and verbal communication skills
- Ability to work independently and as part of a team
- Proficiency in Microsoft Excel and financial software
- Knowledge of credit risk assessment and financial statement analysis
- Attention to detail and accuracy
- Ability to prioritize and meet deadlines
- Professional certification (e.g. CFA) is a plus
Skills
- Financial analysis
- Credit risk assessment
- Financial statement analysis
- Microsoft Excel
- Accounting principles
- Risk management
- Communication skills
- Attention to detail
- Time management
- Teamwork