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Products
AI JOB AD
Create compelling job ads in seconds with AI-powered assistance.
AI JOB FOLDER
Automate your candidate screening and folder management.
CAREER PAGE
Build your personalized career page with strong company branding to attract candidates and manage your job vacancy.
AJOBTHING REVIEW
Explore what employers love about AJobThing recruitment platform for fast & successful hiring
AJOBTHING CARE
Get dedicated after-sales support, hiring guidance, and personalized assistance to ensure your recruitment success.
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Collaborate with us to achieve mutual success and reach a wider audience.
Credit Analyst Job Description
A Credit Analyst assesses creditworthiness and evaluates risks associated with lending. They analyze financial statements and credit data to support lending decisions. This role is critical for making informed credit decisions to minimize potential losses.
Utilize this Credit Analyst job description template to attract skilled candidates for your lending or financial institution. Tailor the specifics to align with your organization's needs.
Credit Analyst Responsibilities Include:
- Analyze financial data and credit reports
- Assess credit risk and make recommendations
- Prepare credit proposals and reports
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Job Brief
We are looking for a detail-oriented Credit Analyst to assess borrower credit applications and evaluate financial risks. In this role, you will analyze financial data and make recommendations based on your findings.
You will work closely with the lending team to support decision-making and ensure compliance with lending policies. Strong analytical skills and attention to detail will be crucial for success.
The ideal candidate should have a background in finance or accounting, with proficiency in financial analysis tools. Excellent communication skills are necessary for this position. This role presents an opportunity to make significant contributions to our credit practices.
Responsibilities
- Analyze financial data and credit reports
- Assess credit risk and make recommendations
- Prepare credit proposals and reports
- Monitor client accounts and payment behavior
- Communicate with clients and internal teams
- Ensure compliance with credit policies and regulations
- Provide recommendations for credit limits and terms
- Conduct industry and market research
- Identify potential credit issues and propose solutions
- Participate in credit committee meetings
Requirement
- Bachelor's degree in Finance or related field
- Minimum of 2 years experience in credit analysis
- Strong analytical skills
- Excellent attention to detail
- Ability to work independently and in a team
- Knowledge of financial statements and credit risk assessment
- Good communication and interpersonal skills
- Proficiency in MS Office and financial software
- Ability to multitask and meet deadlines
- Professional certification in credit analysis is a plus
Skills
- Analytical skills
- Attention to detail
- Communication skills
- Financial analysis
- Credit risk assessment
- MS Office proficiency
- Time management
- Problem-solving
- Industry knowledge
- Regulatory compliance