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Products
AI JOB AD
Create compelling job ads in seconds with AI-powered assistance.
AI JOB FOLDER
Automate your candidate screening and folder management.
CAREER PAGE
Build your personalized career page with strong company branding to attract candidates and manage your job vacancy.
AJOBTHING REVIEW
Explore what employers love about AJobThing recruitment platform for fast & successful hiring
AJOBTHING CARE
Get dedicated after-sales support, hiring guidance, and personalized assistance to ensure your recruitment success.
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Collaborate with us to achieve mutual success and reach a wider audience.
Credit Analyst Job Description
A Credit Analyst assesses creditworthiness and evaluates risks associated with lending. They analyze financial statements and credit data to support lending decisions. This role is critical for making informed credit decisions to minimize potential losses.
Utilize this Credit Analyst job description template to attract skilled candidates for your lending or financial institution. Tailor the specifics to align with your organization's needs.
Credit Analyst Responsibilities Include:
- Analyze credit data and financial statements
- Assess creditworthiness of individuals and companies
- Prepare reports on credit risk
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Job Brief
We are looking for a detail-oriented Credit Analyst to assess borrower credit applications and evaluate financial risks. In this role, you will analyze financial data and make recommendations based on your findings.
You will work closely with the lending team to support decision-making and ensure compliance with lending policies. Strong analytical skills and attention to detail will be crucial for success.
The ideal candidate should have a background in finance or accounting, with proficiency in financial analysis tools. Excellent communication skills are necessary for this position. This role presents an opportunity to make significant contributions to our credit practices.
Responsibilities
- Analyze credit data and financial statements
- Assess creditworthiness of individuals and companies
- Prepare reports on credit risk
- Recommend credit limits and terms
- Monitor and evaluate credit risk exposure
- Collaborate with other departments to mitigate credit risk
- Stay updated on market trends and regulations
- Provide recommendations for credit policy improvements
- Conduct regular audits of credit portfolios
- Assist in the development of credit scoring models
Requirement
- Bachelor's degree in Finance or related field
- Proven experience in credit analysis
- Strong analytical skills
- Excellent communication and interpersonal abilities
- Attention to detail
- Knowledge of financial regulations
- Ability to work under pressure
- Proficiency in Microsoft Excel
- Ability to work independently
- Strong problem-solving skills
Skills
- Financial analysis
- Credit risk assessment
- Data interpretation
- Credit scoring models
- Regulatory compliance
- Financial statement analysis
- Credit portfolio management
- Market trend analysis
- Problem-solving
- Decision-making