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INSTANT JOB AD
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Build your personalized career page with strong company branding to attract candidates and manage your job vacancy.
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Credit Officer Job Description
A Credit Officer evaluates credit applications and determines loan availability based on credit analysis and financial assessments. They work to ensure that lending practices comply with relevant laws and regulations. This role is critical for maintaining the integrity of the organization’s lending processes.
Use this Credit Officer job description template to find qualified candidates to manage credit evaluations and lending processes within your institution. Tailor the specifics to meet your organization's requirements.
Credit Officer Responsibilities Include:
- Analyze credit data and financial statements
- Evaluate customer creditworthiness
- Review loan applications
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Job Brief
We are looking for a detail-oriented Credit Officer to assess credit applications and determine acceptable risk levels. In this position, you will analyze financial statements, credit history, and other relevant information to make informed lending decisions.
You will work closely with clients to provide information on credit policies and assist in the application process. Your expertise will help maintain compliance with regulatory standards while ensuring customer satisfaction.
The ideal candidate should have a strong background in finance or banking, excellent analytical skills, and a commitment to customer service. This role presents an opportunity to contribute to the growth and sustainability of our lending operations.
Responsibilities
- Analyze credit data and financial statements
- Evaluate customer creditworthiness
- Review loan applications
- Assess risk factors
- Communicate with clients to gather necessary information
- Prepare reports on credit risk
- Monitor loan payments
- Ensure compliance with regulations
- Negotiate payment arrangements
- Provide recommendations for credit approvals or denials
Requirement
- Degree in Finance or related field
- Minimum 2 years of experience in credit analysis
- Strong analytical skills
- Excellent communication skills
- Ability to work under pressure
- Knowledge of financial regulations
- Proficiency in MS Office
- Attention to detail
- Ability to multitask
- Team player
Skills
- Credit analysis
- Financial statement analysis
- Risk assessment
- Communication skills
- Attention to detail
- MS Office proficiency
- Financial regulations knowledge
- Problem-solving skills
- Time management
- Teamwork