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Resources
Products
AI JOB AD
Create compelling job ads in seconds with AI-powered assistance.
AI JOB FOLDER
Automate your candidate screening and folder management.
CAREER PAGE
Build your personalized career page with strong company branding to attract candidates and manage your job vacancy.
AJOBTHING REVIEW
Explore what employers love about AJobThing recruitment platform for fast & successful hiring
AJOBTHING CARE
Get dedicated after-sales support, hiring guidance, and personalized assistance to ensure your recruitment success.
PARTNERSHIP
Collaborate with us to achieve mutual success and reach a wider audience.
Loan Officer Job Description
A Loan Officer assists clients in the application process for loans and mortgages, evaluating their creditworthiness and providing guidance on loan options. They work to ensure a smooth lending process while adhering to company policies and regulations.
Utilize this Loan Officer job description template to attract qualified candidates for your financial institution. Customize the specifics to fit your organization’s lending practices.
Loan Officer Responsibilities Include:
- Evaluate loan applications and make credit decisions
- Analyze applicants' financial status, credit history, and property evaluations
- Communicate with clients to explain loan options and terms
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Job Brief
We are looking for an experienced Loan Officer to guide clients through the loan application process. In this role, you will assess clients’ financial situations, evaluate credit applications, and provide personalized lending solutions.
You will also build relationships with clients and maintain strong communication throughout the lending process. Your analytical skills will help demonstrate compliance and manage risk effectively.
The ideal candidate should have a background in finance or banking, excellent communication skills, and a strong understanding of lending products. This position offers an opportunity to positively impact clients’ financial goals.
Responsibilities
- Evaluate loan applications and make credit decisions
- Analyze applicants' financial status, credit history, and property evaluations
- Communicate with clients to explain loan options and terms
- Ensure compliance with lending regulations and guidelines
- Maintain accurate records of loan applications and approvals
- Collaborate with loan processors and underwriters to expedite loan approval process
- Provide excellent customer service and address clients' inquiries and concerns
- Monitor loan portfolio performance and identify potential risks
- Develop and maintain relationships with clients and referral partners
- Achieve sales targets and contribute to company growth
Requirement
- Bachelor's degree in Finance or related field
- Proven experience in financial services or banking
- Strong communication and interpersonal skills
- Ability to analyze financial data and make informed decisions
- Attention to detail and accuracy
- Knowledge of lending regulations and guidelines
- Ability to work under pressure and meet deadlines
- Sales and customer service experience
- Proficiency in Microsoft Office suite
- Fluency in English and Malay
Skills
- Financial analysis
- Loan underwriting
- Credit risk assessment
- Customer relationship management
- Sales and marketing
- Negotiation skills
- Time management
- Problem-solving
- Attention to detail
- Teamwork