Bantuan B40 2026 Ikut Negeri: Full List Malaysia + Eligibility & How to Apply

Bantuan B40 2026 is financial assistance provided by the Malaysian government for households earning below RM5,249 per month, including cash aid (STR), groceries (SARA), healthcare, housing, and income support programs.

If you are in the B40 group, this guide shows everything you can claim and exactly how to apply.

Quick Summary (What You Can Get)

Bantuan	What You Get
STR	Cash bantuan
SARA	Groceries (cashless)
MADANI	Free healthcare
PRR	Affordable housing
IPR	Income support

What is Bantuan B40?

Bantuan B40 refers to support for the Bottom 40% income group in Malaysia.

Monthly income: RM5,249 and below
Target groups:
- Low-income households
- Single parents
- Elderly
- Gig workers / freelancers

These bantuan help reduce financial pressure and improve quality of life.

Maksud Golongan B40

Golongan B40 means the lowest 40% income group.

The government uses this classification to:

Decide bantuan eligibility
Distribute subsidies
Plan national economic programs

B40 Income Breakdown

Category	Monthly Income
B1	RM0 – RM2,559
B2	RM2,560 – RM3,439
B3	RM3,440 – RM4,309
B4	RM4,310 – RM5,249

Miskin & Miskin Tegar

Miskin: Below RM2,742/month
Miskin Tegar: Lowest income group with highest bantuan priority

Types of Support Available

The government provides:

Cash assistance
Education support
Healthcare support
Cost of living subsidies
Housing assistance

Goal: reduce financial burden and improve quality of life.

Bantuan B40 (Federal)

These initiatives are provided by the Kerajaan Pusat and are open to all Malaysians who meet the B40 income criteria nationwide.

Full List of Federal Bantuan B40 2026

Assistance	Description	Official Link
Sumbangan Tunai Rahmah (STR) 2026	Main annual bantuan tunai for B40 and miskin groups. Paid in 4 phases, with payment amount depending on category (household, single, elderly).	https://bantuantunai.hasil.gov.my
Sumbangan Asas Rahmah (SARA)	Monthly cashless bantuan for essential goods worth RM100–RM200 for miskin and miskin tegar registered in eKasih. Used for groceries and daily necessities via MyKad.	https://www.mykasih.com.my
Skim Perubatan MADANI & PeKa B40	Free treatment for minor illnesses at selected private clinics (GP) for STR recipients. Helps improve access to healthcare for B40.	https://protecthealth.com.my
Skim mySalam	Free takaful protection program providing up to RM8,000 bantuan for critical illness (50 diseases) plus daily hospital allowance.	https://www.mysalam.com.my
Skim Jaminan Kredit Perumahan (SJKP)	Up to 100% housing loan guarantee for B40/M40 to own first home, even without fixed income or payslip (suitable for gig workers, freelancers, small business owners).	https://www.sjkp.gov.my
Bantuan Awal Persekolahan (BAP)	One-off RM150 bantuan per student (primary & secondary) to prepare for school (uniform, books, school supplies).	https://www.moe.gov.my
BUDI MADANI	Targeted fuel subsidy bantuan for petrol and diesel for eligible individuals, farmers, smallholders, and fisheries sector.	https://budimadani.gov.my
Insentif MyLesen B2 (B40)	Subsidised motorcycle licence (B2) for B40, especially STR recipients. Suitable for gig workers, students, and low-income families.	https://www.jpj.gov.my
Bantuan Persekolahan & Pembelajaran (KPM)	Financial bantuan for students in primary, secondary, and higher education (IPT), including school expenses and study support.	https://www.moe.gov.my
Bantuan Jabatan Kebajikan Masyarakat (JKM)	Multiple bantuan programs for eligible groups including children (BKK), OKU (EPOKU, BTB), elderly (BWE), and patients (BPT).	https://www.jkm.gov.my
Biasiswa Kecil Persekutuan (BKP)	Scholarship scheme for secondary school students from low-income families to support academic and co-curricular performance.	https://www.moe.gov.my
Pengecualian Bayaran Balik PTPTN	Full loan repayment exemption for First Class graduates (Degree level) from B40/M40 families.	https://www.ptptn.gov.my
Biasiswa Anak eKasih (BAeK PTPTN)	PTPTN loan converted into full scholarship for students from miskin and miskin tegar families.	https://www.ptptn.gov.my
Program Residensi Rakyat (PRR 2026)	Affordable housing program for B40 households with income ≤ RM5,000 to own a home at lower cost.	https://www.kpkt.gov.my
Inisiatif Pendapatan Rakyat (IPR 2026)	Income support programs including INTAN (agriculture), INSAN (food business), and IKHSAN (services) to help increase income for miskin tegar and B40 households.	https://ipr.epu.gov.my

Which Bantuan Should You Apply First?

Start with these:

STR → direct cash
SARA → monthly groceries
MADANI → healthcare
PRR → housing
IPR → increase income

Bantuan B40 by State

Each state also provides additional bantuan.You must apply separately for each program.

Selangor

Assistance	Description	Official Link
Baucar Kita Selangor 2026	Bantuan worth RM100 per month for 6 months for 50,000 B40/M40 residents to help manage inflation and energy cost. Starts June 2026.	https://bantuanselangor.com
Hadiah Pengajian IPT (HPIPT)	One-off incentive of RM1,000 for Selangor students from B40/M40 families continuing studies at Certificate, Diploma, or Degree level.	https://hpipt.selangor.gov.my
Bantuan Asas Yuran Universiti (BAYU)	Bantuan RM500 per year for tuition fees for B40/M40 students at UNISEL and UIS.	https://www.selangor.gov.my
Iltizam Selangor Sihat (ISS)	Health card for B40/M40 covering GP treatment and takaful benefits up to RM10,000 (death/accident).	https://www.selangor.gov.my
Skim Air Darul Ehsan (SADE)	20 cubic meters of free water monthly for households earning ≤ RM5,000.	https://www.airselangor.com
Iltizam Anak Selangor (ANAS)	SSPN Prime savings of RM100 per year for 5 years for newborn babies (parents must be Selangor residents).	https://anas.yawas.com.my
Skim Mesra Usia Emas (SMUE)	RM150 annual shopping voucher and RM500 khairat kematian for citizens aged 60 and above.	https://smue.yawas.com.my
Asuh Pintar	Bantuan for tuition and education support for B40/M40 students.	https://yawas.com.my
Program Tuisyen Rakyat Selangor	Free tuition classes for B40 students.	https://eptrs.my
NaDI	Program for women (housewives, single mothers, B40 women) to start small businesses and generate additional income.	https://hijrahselangor.com

More info: AKSES Selangor / Lembaga Zakat Selangor

Johor

Assistance	Description	Official Link
Bantuan Kasih Johor 2026 (BKJ)	Key bantuan initiative by the state government to reduce cost of living for low-income and vulnerable groups in Johor.	https://bantuankasihjohor.johor.gov.my
Bantuan Rumah Pertama Johor	Helps B40/M40 own their first home via Rumah Mampu Milik Johor (RMMJ) or subsale market. Includes one-off bantuan for deposit and legal fees.	https://erumah.johor.gov.my
Bantuan RM200 E-Hailing & P-Hailing	One-off RM200 bantuan for registered and active e-hailing, p-hailing, and taxi drivers in Johor.	https://semakan.paj.com.my
Insentif Mahasiswa Anak Johor (IMAJ)	Financial bantuan for B40/M40 students including tuition support and living expenses.	https://yayasanjohor.com.my

More info: MAINJ / Bantuan Kasih Johor / Media Digital Johor

Sabah

Assistance	Description	Official Link
Program SYUKUR	Monthly bantuan RM300 distributed in phases.	https://padans.sabah.gov.my
BUDI Sabah (IPT)	One-off bantuan for Sabah students under 25 enrolling in higher education.	https://budi.sabah.gov.my
Program Bantuan Kebajikan	Includes bantuan for OKU, elderly, children, single mothers, and low-income families.	https://sabah.gov.my
Bantuan Sosial Sekolah Sabah	Provides school supplies and basic needs for students.	https://sabah.gov.my
BAIK (Laptop)	Free laptop bantuan initiative.	https://baik.sabah.gov.my
BAP 2026	One-off RM150 bantuan for school students including Form 6.	https://www.moe.gov.my

More info: Portal SYUKUR Sabah / Portal PADANS / Jabatan Perkhidmatan Kebajikan Am (JPKA) /

Sarawak

Assistance	Description	Official Link
SKAS 2026	Cashless bantuan for B40/M40 distributed in 3 phases (March, May, November).	https://sarawak.gov.my
Bantuan Khas Sarawak 2026	Includes SKAS, 25% electricity discount, and rental discounts (total RM876.2 million allocation).	https://sarawak.gov.my
Electricity Discount 25%	Automatic 25% discount for domestic electricity users (April–December 2026).	https://www.sarawakenergy.com
Housing Deposit Scheme (HDAS/HDRAS)	Up to RM10,000 deposit bantuan or RM200/month subsidy for 48 months.	https://hdc.sarawak.gov.my
my-Yayasan Education Aid	Bantuan for students including laptop, tuition, and education costs.	https://myyayasan.sarawak.gov.my
Rumah Mampu Milik Sarawak	Affordable housing initiative for B40/M40 residents.	https://sarawak.gov.my

More info: Tabung Baitulmal Sarawak (TBS) / Jabatan Kebajikan Masyarakat Sarawak (JKMS) / portal Service Sarawak

Negeri Sembilan

Assistance	Description	Official Link
Bantuan Aspirasi Negeri Sembilan 2026	Covers IPT entry bantuan, marriage bantuan, elderly support, cancer bantuan, and newborn bantuan.	https://www.n9.digital
Biasiswa Anak Negeri	RM600 yearly for students from low-income households.	https://pendidikan.ns.gov.my
Bantuan Implan Ortopedik	Medical bantuan for patients in government hospitals (income < RM4,000).	https://negerikita.org
Tabung Haemodialysis	Financial support for dialysis patients.	https://www.ns.gov.my
Rumah Harapan Rakyat	Interest-free housing loan (RM270/month repayment).	https://www.pknns.gov.my
KasihnITa (Ibu Tunggal)	Empowerment program for single mothers.	https://negerikita.org
KanserCare	RM1,000 bantuan for cancer patients.	https://www.ns.gov.my
C4U Ibu Tunggal	RM200 one-off bantuan for single mothers.	https://negerikita.org

More info: n9.digital / Yayasan Negeri Sembilan / MAINS /

Melaka

Assistance	Description
MeSRa Am	Bantuan sara hidup for asnaf and low-income groups
MeSRa KIR	Support for Ketua Isi Rumah miskin
MeSRa Bayi	SSPN savings for newborn
MeSRa Susu & Lampin	Support for elderly, OKU, and patients
MeSRa Pengurusan Jenazah	RM200 bantuan
MeSRa Peniaga	Small business empowerment

More info: Melaka.gov.my – Bahagian Bantuan / TAPEM / Jabatan Kebajikan Masyarakat Negeri Melaka

Perlis

Assistance	Description	Official Link
Bantuan Kewangan Khas	RM500 one-off for civil servants	https://www.perlis.gov.my
Bantuan Aidilfitri	RM1,500 festive bantuan	https://www.perlis.gov.my
Sumbangan Beras	Rice bantuan for asnaf	https://www.maips.gov.my
Dana Pendidikan	IPT registration bantuan	https://www.perlis.gov.my

More info: Melaka.gov.my – Bahagian Bantuan / TAPEM / Jabatan Kebajikan Masyarakat Negeri Melaka

Kedah

Assistance	Description	Official Link
Bantuan RM2,000	Financial bantuan for civil servants	https://www.kedah.gov.my
i-Kafalah	RM500 death bantuan	https://jitrasejahtera.com
Healthcare Aid	Support for patients and OKU	https://www.kedah.gov.my
Home Repair	Housing repair bantuan for B40	https://pbt.kedah.gov.my
IBAKIPT	Higher education bantuan	https://sppnk.kedah.gov.my

More info: LZNK / TASK / https://kedahcare.kedah.gov.my/

Kelantan

Assistance	Description	Official Link
Bantuan Rumah Dhuafa	Housing support for miskin tegar	https://ebantuan.kelantan.gov.my
MAIK Assistance	Zakat bantuan for asnaf	https://www.e-maik.my
Education Aid	Support for students	https://yakin.kelantan.gov.my
JKM Monthly Aid	Up to RM1,000 bantuan	https://ebantuanjkm.jkm.gov.my

More info: MAIK / Portal Info Rakyat Kelantan / Yayasan Kelantan

Terengganu

Assistance	Description	Official Link
MAIDAM	Zakat bantuan	http://www.maidam.gov.my
KAHA	Additional bantuan up to RM700	https://me12pay.asia
i-Fitri	Ramadan bantuan	https://www.terengganu.gov.my
SSR	Medical bantuan	https://stdi.terengganu.gov.my

More info: Yayasan Terengganu / MAIDAM / Sekretariat Tabung Darul Iman (STDI) / Yayasan Pembangunan Usahawan (YPU)

Pahang

Assistance	Description	Official Link
Birth Aid	RM300 newborn bantuan	https://permatamakmur.pahang.gov.my
Student Aid	RM400 bantuan	https://esiswa.pahang.gov.my
Zakat Aid	Financial bantuan	https://www.maip.gov.my
Scholarship	Education bantuan	https://www.yp.org.my

More info: Portal Rasmi Kerajaan Negeri Pahang / Portal e-Zakat MUIP / Yayasan Pahang / https://erakyat.pahang.gov.my/

Perak

Assistance	Description	Official Link
Perak Sejahtera Card	RM100/month assistance	https://peraksejahtera.com
Student Aid	RM500–RM1,000	https://perakpasak.org
Book Voucher	RM150 bantuan	https://eheyns.com.my
Housing Aid	Affordable housing	https://yayasanperak.gov.my

More info: Yayasan Perak / EHEYNS / MAIPk / Jabatan Pendidikan Perak

Pulau Pinang

Assistance	Description	Official Link
i-Sejahtera	Annual bantuan for elderly, OKU, single mothers	https://isejahtera.penang.gov.my
i-Bita	IPT student bantuan	https://ibita.penang.gov.my

More info: Portal Rasmi i-Sejahtera / Portal Zakat Pulau Pinang / Portal Rasmi Kerajaan Negeri Pulau Pinang

Wilayah Persekutuan

Assistance	Description	Official Link
Bantuan Am (BA)	Monthly bantuan RM150–RM500 for low-income households	https://www.malaysia.gov.my

More info: Jabatan Kebajikan Masyarakat (JKM) / Yayasan Wilayah Persekutuan (YWP)

How to Apply for Bantuan B40

Step 1: Register in eKasih

eKasih is the main database for bantuan.

Check here: https://ekasih2.icu.gov.my

Step 2: If Not Registered

Visit:

ICU JPM
District Office
Local leaders / JPKK

Step 3: Apply for Each Bantuan

You must apply separately for:

STR
Bantuan negeri
Other programs

Step 4: Prepare Documents

MyKad
Income proof
Household details
Bank account

Step 5: Check Status

Track your application
Follow updates
Submit additional documents if needed

FAQs

What is the main bantuan for B40?

The main bantuan is Sumbangan Tunai Rahmah (STR), which provides cash assistance in phases each year.

What is SARA?

SARA is a monthly cashless assistance for basic goods using MyKad, mainly for miskin and miskin tegar groups.

Can I receive more than one bantuan?

Yes. You can receive multiple bantuan such as STR, SARA, and state assistance if you meet the requirements.

Can self-employed individuals apply?

Yes. You can apply by submitting an income declaration or supporting documents.

Do I need to register in eKasih?

It is highly recommended because many bantuan use eKasih to verify eligibility.

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