BERKAT Deepavali 2026: Apply for Business Financing Up to RM30,000

Indian entrepreneurs, traders and small hawkers in Malaysia can now apply for BERKAT Deepavali 2026, a special business financing scheme offering up to RM30,000.

The scheme is provided by TEKUN Nasional under the Ministry of Entrepreneur Development and Cooperatives (KUSKOP) to help eligible business owners prepare for the upcoming Deepavali celebration on 8 November 2026.

Applications are open from 3 October until 8 November 2026.

BERKAT Deepavali 2026 at a Glance

Details	Information
Financing amount	Up to RM30,000
Repayment period	Up to 12 months
Application period	3 October to 8 November 2026
Provider	TEKUN Nasional
Target applicants	Malaysian Indian entrepreneurs, traders and small hawkers
Total allocation	RM30 million

What Is BERKAT Deepavali?

Image source: ecentral.my

BERKAT Deepavali is a special financing scheme designed to help usahawan, peniaga and penjaja kecil prepare their businesses ahead of the Deepavali festive season.

The financing can be used as modal pusingan tambahan for short-term business needs, including purchasing additional stock and preparing products or supplies for the festive period.

The scheme mainly supports small businesses involved in:

Food and beverages
Clothing
Equipment and supplies related to Deepavali celebrations

A total of RM30 million has been allocated for the scheme.

When Can You Apply?

Applications for BERKAT Deepavali 2026 are open from:

3 October 2026 to 8 November 2026

Applicants can submit their applications online through the TEKUN Nasional portal or visit the nearest Pejabat Cawangan TEKUN Nasional.

How Much Financing Can You Get?

Eligible applicants can apply for financing of up to:

RM30,000

The repayment period is up to:

12 months

This financing is intended to give small business owners additional working capital during the Deepavali business season.

Who Is Eligible?

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To apply for BERKAT Deepavali, applicants must meet the following requirements:

Be a Malaysian citizen from the Indian community.
Be between 18 and 65 years old.
Be an usahawan, peniaga or penjaja kecil.
Operate a business related to food and beverages, clothing, or Deepavali equipment and supplies.
Existing TEKUN entrepreneurs can also apply, provided their total TEKUN financing does not exceed RM100,000.

How to Apply for BERKAT Deepavali

Applicants can apply online through:

https://www.tekun.gov.my

You can also visit the nearest Pejabat Cawangan TEKUN Nasional to submit your application or get assistance.

Applicants are encouraged to prepare all required documents before applying to help ensure the process runs smoothly.

Documents You Need

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Applicants should prepare the following documents:

Copy of the applicant's IC and spouse's IC, if applicable
Lesen PBT, SSM or a letter of offer / permit for a Bazar Deepavali
Latest 3 months' bank statements from a savings or current account
Photos of the business showing the business activities

Make sure all documents are clear and up to date before submitting the application.

When Will You Get the Application Result?

According to the information provided for the scheme, applicants can receive their application decision within 5 days.

Applicants should make sure their information and supporting documents are complete to avoid delays during the application process.

Where to Get More Information

For the latest information on BERKAT Deepavali 2026, application requirements and other updates, visit the official TEKUN Nasional website at:

https://www.tekun.gov.my

Applicants should check the official TEKUN Nasional website before applying in case there are any updates to the application process or requirements.

FAQs

What is the BERKAT Deepavali 2026 financing scheme?

BERKAT Deepavali is a special financing scheme offered through TEKUN Nasional to help Indian entrepreneurs, traders and small hawkers prepare their businesses for Deepavali.

How much business financing can I apply for under BERKAT Deepavali?

Eligible applicants can apply for up to RM30,000, with a repayment period of up to 12 months.

When can I apply for the BERKAT Deepavali 2026 financing?

Applications are open from 3 October until 8 November 2026.

Can existing TEKUN entrepreneurs apply for BERKAT Deepavali?

Yes. Existing TEKUN entrepreneurs can apply as long as their total TEKUN financing does not exceed RM100,000.

How can I apply for the BERKAT Deepavali financing?

Applications can be submitted online through tekunonline.tekun.gov.my or at the nearest Pejabat Cawangan TEKUN Nasional.

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