Lindung Kerjaya PERKESO: Benefits, Eligibility & How to Claim

Losing a job can be challenging, especially when it affects your income and financial stability. To help employees during this transition, Pertubuhan Keselamatan Sosial (PERKESO) introduced Lindung Kerjaya, also known as the Employment Insurance System (EIS).

Established on 1 January 2018 under the Employment Insurance System Act 2017 (Akta 800), Lindung Kerjaya provides temporary financial assistance and re-employment support for insured persons who lose their jobs.

Besides offering financial benefits, the programme also helps job seekers return to work through career counselling, job matching, and skills training provided by PERKESO and MYFutureJobs.

Whether you are an employee who has recently lost your job or an employer looking to understand the Employment Insurance System, this guide explains everything you need to know about Lindung Kerjaya PERKESO.

What Is Lindung Kerjaya PERKESO?

Lindung Kerjaya PERKESO is Malaysia's Employment Insurance System (EIS), established to provide temporary financial assistance and employment support for insured persons who lose their jobs.

Unlike Lindung Pekerja PERKESO, which focuses on workplace accidents, occupational diseases, and invalidity, Lindung Kerjaya helps employees who experience Loss of Employment (LOE) by providing income replacement while they search for new employment.

The programme also connects job seekers with Employment Services Officers (ESO), who provide career guidance and assist them in finding suitable job opportunities through MYFutureJobs.

Eligible insured persons may also participate in approved training programmes to improve their skills and increase their employability before returning to work.

Source: perkeso.official

Legal Framework

Lindung Kerjaya is administered by PERKESO under the Employment Insurance System Act 2017 (Akta 800).

The Act established Malaysia's Employment Insurance System to provide temporary financial assistance and active labour market programmes for insured persons who lose their jobs.

Besides paying financial benefits, PERKESO also provides career counselling, employment services, job matching, and training programmes to support faster re-employment.

Objectives of Lindung Kerjaya PERKESO

According to PERKESO, Lindung Kerjaya aims to help insured persons recover financially while assisting them in securing new employment.

Its objectives include:

Provide temporary financial assistance to insured persons who lose their jobs.
Help job seekers secure suitable employment as quickly as possible.
Improve employability through skills training and career development programmes.
Connect job seekers with suitable vacancies through MYFutureJobs.
Support employers by matching them with qualified candidates.
Reduce the financial burden experienced during unemployment.

Unlike traditional financial assistance programmes, Lindung Kerjaya combines income replacement with active employment support to help individuals return to work sooner.

Who Is Covered Under Lindung Kerjaya?

Lindung Kerjaya generally covers employees who contribute to the Employment Insurance System (EIS).

The table below provides a general overview.

Worker Category	Covered
Malaysian private sector employees contributing to EIS	Yes
Permanent employees	Yes
Contract employees	Yes (subject to EIS eligibility requirements)
Self-employed individuals	No
Civil servants	No
Domestic workers	No
Foreign workers	No

Coverage depends on the Employment Insurance System Act 2017 and PERKESO's eligibility requirements.

Who Can Apply for Lindung Kerjaya Benefits?

Insured persons may qualify for Lindung Kerjaya benefits if they meet PERKESO's eligibility requirements.

Generally, applicants must:

Apply within 60 days from the date of Loss of Employment (LOE).
Meet the Contributions Qualifying Conditions (CQC).
Experience a recognised Loss of Employment (LOE) under the Employment Insurance System Act 2017.
Register with MYFutureJobs as part of PERKESO's re-employment programme.

Meeting these conditions does not automatically guarantee approval. PERKESO will assess every application according to the applicable legislation and supporting documents.

What Is Loss of Employment (LOE)?

Loss of Employment (LOE) refers to situations recognised under the Employment Insurance System where an insured person loses their job and may qualify for Lindung Kerjaya benefits.

Examples include:

Retrenchment.
Company restructuring.
Closure of business.
Bankruptcy or insolvency of the employer.
Voluntary Separation Scheme (VSS).
Mutual Separation Scheme (MSS).
Constructive dismissal.
Closure of workplace due to natural disasters (force majeure).
Resignation due to sexual harassment at the workplace.
Resignation after being instructed to perform dangerous duties outside the agreed job scope.

These situations may qualify for benefits if all other eligibility requirements are satisfied.

Situations That Are Generally Not Covered

Not every resignation qualifies for Lindung Kerjaya benefits.

Examples that generally do not qualify include:

Voluntary resignation without a qualifying reason.
Retirement.
Expiry of a fixed-term contract upon completion.
Termination due to misconduct.
Resignation for personal reasons that do not fall under recognised Loss of Employment circumstances.

If you are unsure whether your situation qualifies, refer to PERKESO's official guidelines before submitting an application.

Benefits Under Lindung Kerjaya PERKESO

Eligible insured persons may receive financial assistance together with employment support while searching for a new job.

The main benefits include:

Benefit	Purpose
Elaun Mencari Pekerjaan (EMP)	Temporary financial assistance while looking for new employment.
Elaun Pendapatan Berkurangan (EPB)	Financial assistance for eligible insured persons experiencing reduced income.
Elaun Bekerja Semula Awal (EBSA)	Incentive for individuals who successfully return to work earlier than expected.
Yuran Latihan (YL)	Covers approved training programme fees.
Elaun Latihan (EL)	Financial allowance while attending approved training.
Penempatan Pekerjaan	Job matching through MYFutureJobs.
Kaunseling Kerjaya	Career guidance provided by Employment Services Officers (ESO).

The benefits available depend on the applicant's eligibility and PERKESO's assessment.

Elaun Mencari Pekerjaan (EMP)

Elaun Mencari Pekerjaan (EMP) provides temporary financial assistance for insured persons who lose their jobs while actively searching for new employment.

The allowance helps reduce financial pressure during unemployment and allows individuals to focus on finding suitable employment through MYFutureJobs.

Elaun Pendapatan Berkurangan (EPB)

Employees who experience a significant reduction in income under qualifying circumstances may receive Elaun Pendapatan Berkurangan (EPB).

This benefit provides temporary financial assistance to eligible insured persons affected by reduced earnings.

Elaun Bekerja Semula Awal (EBSA)

PERKESO encourages insured persons to return to employment as soon as possible.

Those who secure new employment before completing their benefit period may qualify for Elaun Bekerja Semula Awal (EBSA), subject to PERKESO's eligibility requirements.

Yuran Latihan (YL)

Finding a new job sometimes requires new skills or professional certifications.

Through Yuran Latihan (YL), PERKESO helps eligible insured persons by covering the fees for approved training programmes.

The objective is to improve employability and equip job seekers with the skills needed to secure suitable employment more quickly.

Training opportunities may vary depending on PERKESO's approved programmes and the individual's career needs.

Elaun Latihan (EL)

While attending approved training programmes, eligible insured persons may also receive Elaun Latihan (EL).

This allowance helps reduce financial pressure during the training period, allowing participants to focus on improving their skills before returning to the workforce.

Together, Yuran Latihan (YL) and Elaun Latihan (EL) support PERKESO's goal of helping job seekers become more competitive in the labour market.

MYFutureJobs and Employment Services Officer (ESO)

One of the key features of Lindung Kerjaya is its focus on helping insured persons return to work as quickly as possible.

After applying for Lindung Kerjaya benefits, applicants are generally required to register with MYFutureJobs, PERKESO's national employment portal.

Each applicant is also assigned an Employment Services Officer (ESO) who provides personalised support throughout the job search process.

Employment Services Officers may assist with:

Career counselling
Job matching
Resume improvement
Interview preparation
Career planning
Identifying suitable training programmes
Monitoring job search progress

Rather than providing financial assistance alone, Lindung Kerjaya combines income support with active employment services to improve re-employment outcomes.

How to Apply for Lindung Kerjaya PERKESO

Eligible insured persons should submit their application as soon as possible after experiencing a recognised Loss of Employment (LOE).

The general application process includes:

Step 1: Report Your Loss of Employment (LOE)

Submit your Loss of Employment (LOE) to PERKESO within 60 days from your last day of employment.

Step 2: Prepare Supporting Documents

Prepare the required documents, which may include:

MyKad
Bank account details
Employment termination letter
Supporting documents related to the Loss of Employment
Other documents requested by PERKESO

Step 3: Submit Your Application

Complete your application through PERKESO's designated channels and upload the required supporting documents.

PERKESO will review your application and verify your eligibility based on the Employment Insurance System Act 2017 and the Contributions Qualifying Conditions (CQC).

Step 4: Register with MYFutureJobs

Applicants are generally required to register with MYFutureJobs as part of the re-employment programme.

This allows Employment Services Officers (ESO) to assist with job matching and career support.

Step 5: Participate in Employment Services

Applicants may be required to attend career counselling sessions, interviews with Employment Services Officers, or approved training programmes while receiving benefits.

Employer Responsibilities

Although Lindung Kerjaya is designed to support employees who lose their jobs, employers also play an important role in ensuring the Employment Insurance System operates effectively.

Employer responsibilities include:

Register eligible employees for the Employment Insurance System (EIS).
Submit EIS contributions according to the prescribed contribution schedule.
Provide accurate employment records when required.
Issue employment termination documents promptly.
Cooperate with PERKESO when additional information is needed during the claims process.

Timely documentation helps ensure eligible employees can submit their applications without unnecessary delays.

Why Lindung Kerjaya PERKESO Is Important

Losing a job can create financial uncertainty for individuals and their families.

Lindung Kerjaya helps reduce this burden by providing temporary financial assistance while supporting insured persons throughout their job search.

For Employees

Employees receive temporary income support, career guidance, job matching, and training opportunities to improve their chances of securing new employment.

For Employers

The programme supports workforce transitions by helping former employees return to employment more quickly while strengthening Malaysia's labour market.

For Malaysia

Lindung Kerjaya promotes workforce resilience by reducing unemployment periods, improving employability, and connecting job seekers with available opportunities through MYFutureJobs.

FAQs

What is Lindung Kerjaya PERKESO?

Lindung Kerjaya is PERKESO's Employment Insurance System (EIS) that provides temporary financial assistance and re-employment support for insured persons who lose their jobs.

Who can apply for Lindung Kerjaya?

Insured persons who satisfy PERKESO's eligibility requirements, including the Contributions Qualifying Conditions (CQC) and recognised Loss of Employment (LOE), may apply for benefits.

Can I claim Lindung Kerjaya if I resign?

Generally, voluntary resignation does not qualify.

However, certain situations such as resignation due to sexual harassment or being instructed to perform dangerous duties outside your agreed job scope may qualify as recognised Loss of Employment under the Employment Insurance System.

Can I claim after VSS or MSS?

Yes.

Employees who leave under a Voluntary Separation Scheme (VSS) or Mutual Separation Scheme (MSS) may be eligible, subject to PERKESO's eligibility requirements.

Is registration with MYFutureJobs compulsory?

Applicants receiving Lindung Kerjaya benefits are generally required to register with MYFutureJobs and participate in PERKESO's employment services as part of the re-employment programme.

How long do I have to apply?

Applications should generally be submitted within 60 days from the date of Loss of Employment (LOE).

Can foreign workers claim Lindung Kerjaya?

No. The Employment Insurance System currently applies to eligible Malaysian employees covered under the Employment Insurance System Act 2017.

Looking to Hire?

Find qualified candidates faster with AJobThing.

Post your job today and reach millions of job seekers across Malaysia.