PADURI MADANI Scheme: Financial Assistance for B40 Women Entrepreneurs

B40 women in Malaysia now have a bigger opportunity to start a business and earn income through the PADURI MADANI Scheme.

This initiative was introduced by the government to help women entrepreneurs in both urban and rural areas through financial assistance and entrepreneurship support. The main goal is to improve family income and reduce poverty.

What Is the PADURI MADANI Scheme?

The PADURI MADANI Scheme is an initiative under Amanah Ikhtiar Malaysia (AIM) that was launched to help more B40 women become entrepreneurs.

Through this scheme, the government aims to support around 29,000 new women entrepreneurs to improve their income and strengthen their family economy.

The scheme also helps women who want to start or grow their small businesses.

Image source: ecentral.my

Who Is Targeted Under This Scheme?

The scheme focuses on several groups of women, including:

Malay women
Chinese women
Indian women
Bumiputera women in Sabah and Sarawak
Orang Asli women
Siamese community
B40 women in urban and rural areas

With financial support and entrepreneurship assistance, more women are expected to generate their own income and improve their family’s standard of living.

Eligibility Requirements for the PADURI MADANI Scheme

Below are the basic requirements to apply for this scheme:

Malaysian citizen
Women aged 18 years old and above
Living in urban or rural areas
Monthly household income not more than RM5,880
Per capita income not more than RM1,470

If you are unsure whether your salary or household income falls under the B40 category, you can use salarycalculator.my to estimate your income level and monthly take-home pay more easily.

Benefits of the PADURI MADANI Scheme

The scheme offers several benefits to applicants.

Among the main advantages are:

Focus on helping families escape poverty
Open to applicants who are blacklisted or bankrupt
No guarantor required
No collateral needed

This gives more opportunities to women who have difficulty getting loans from banks or financial institutions.

Categories of Financing Under the PADURI MADANI Scheme

The scheme offers two main financing categories: economic financing and social financing.

1. Economic Financing

The financing amount offered is between RM3,000 and RM30,000.

Programs under this category include:

i-Paduri Mesra
i-Paduri Srikandi
i-Paduri Muda

This category focuses on women who want to start or expand their businesses.

2. Social Financing

The social financing category offers funding up to RM15,000.

Programs offered under this category include:

i-Paduri Wibawa
i-Paduri Sejahtera
i-Paduri Bestari
i-Paduri Penyayang

This financing focuses more on social support and improving the well-being of women and families.

Goals of the PADURI MADANI Scheme

The PADURI MADANI Scheme was introduced to strengthen the economy of B40 women in Malaysia.

With easier access to financing, the scheme hopes to help more women:

Generate their own income
Improve their family’s quality of life
Become successful entrepreneurs

The scheme also helps create more economic opportunities for women regardless of race or location.

How to Apply

At the moment, the official application details have not been announced yet.

The latest updates are expected to be shared by Amanah Ikhtiar Malaysia (AIM) and the government from time to time.

More Information

You can get more information about the scheme through Amanah Ikhtiar Malaysia (AIM).

FAQs

What is the PADURI MADANI Scheme?

It is a financing scheme under Amanah Ikhtiar Malaysia (AIM) to help B40 women entrepreneurs.

Who can apply for the scheme?

Malaysian women aged 18 years old and above from the B40 group.

Is the scheme open to bankrupt applicants?

Yes. The scheme is open to applicants who are bankrupt or blacklisted.

Does the scheme require a guarantor?

No. A guarantor is not required.

How much financing is offered?

Economic financing: RM3,000 to RM30,000
Social financing: up to RM15,000

Looking to Hire New Employees?

Finding the right candidate can be challenging, especially in today’s competitive job market.

With AJobThing, employers can post jobs, reach more job seekers across Malaysia, and hire faster through multiple hiring channels in one platform.