STR Payment Schedule 2025: Phase 1, 2, 3, & 4 by Category & Income

The Sumbangan Tunai Rahmah (STR) is a government cash aid programme that many employees depend on to cover living costs. As an employer, you need to know the payment schedule to plan payroll cycles, time staff communication, and understand when workers might feel more financially supported.

Below is the information related to the STR payment schedule in 2025.

What Is the STR Schedule 2025?

In 2025, the STR will be released in four phases. Payments are spread out so that assistance reaches recipients at different points in the year. Each phase is linked to household category, income level, and application status.

Who Gets STR

The scheme covers two main groups: single/senior citizens and households.

Single / Senior Citizen Without Spouse

Single: Income RM2,500 and below, aged 21–59, or persons with disability (OKU) aged 19–59. Eligible for up to RM600 (RM150 per phase).
Senior citizen without spouse: Income RM5,000 and below, aged 60 and above. Eligible for up to RM600 (RM150 per phase).

Household Category

Household income RM2,500 and below: Eligible for RM1,000–RM2,500 depending on the number of children. For example, households with 3–4 children can receive up to RM2,000, distributed equally across four phases.
Household income RM2,501–RM5,000: Eligible for RM500–RM1,250 depending on the number of children.

STR Payment Dates for Phases 1, 2, 3 & 4

Here is the official timeline for STR 2025:

Phase 1: 22–28 January 2025
Phase 2: 24 March 2025 (existing recipients), 3 April 2025 (new approvals/appeals)
Phase 3: From 12 August 2025, distributed in stages
Phase 4: November 2025 (exact date to be confirmed)

1. Single / Senior Citizen Without Spouse

Category	Maximum (RM)	Phase 1	Phase 2	Phase 3	Phase 4
Single (Income ≤ RM2,500 (Age 21–59 / OKU Age 19–59))	600	150	150	150	150
Senior Citizen Without Spouse (Income ≤ RM5,000 (Age ≥ 60))	600	150	150	150	150

2. Household Category

a) Household Income ≤ RM2,500

No. of Children	Maximum (RM)	Phase 1	Phase 2	Phase 3	Phase 4
0	1,000	500	150	150	200
1–2	1,500	500	300	350	350
3–4	2,000	500	500	500	500
≥5	2,500	500	650	650	700

b) Household Income RM2,501 – RM5,000

No. of Children	Maximum (RM)	Phase 1	Phase 2	Phase 3	Phase 4
0	500	150	100	150	100
1–2	750	150	150	200	250
3–4	1,000	250	200	250	300
≥5	1,250	300	300	300	350

STR Payment Methods

There are two official channels:

Bank Transfer

Funds are credited directly into the recipient’s registered bank account. This is the fastest method and avoids delays.

Cash Collection at BSN

For recipients without valid bank accounts or those living in remote areas, payments can be collected at Bank Simpanan Nasional (BSN) branches. Employees in rural Sabah and Sarawak commonly use this option.

How to Check STR Payment Schedule

Employees can verify their payment status through the official STR portal: https://bantuantunai.hasil.gov.my. Follow these steps below:

Click Login MySTR
Enter the applicant’s MyKad number
Confirm security keyword
Information displayed will include:

Applicant’s name
Applicant’s MyKad number
Application status
Phase 1 payment details (if eligible)

Click the Phase 1 Payment Check menu
Enter password

Aside from the official STR portal, you can also check the payment status in the MySTR mobile app (downloadable on both Android and iOS).

Additional Information

The STR programme is not only social aid, it also indirectly affects workplaces:

Supports Employee Financial Stability

When employees receive additional cash aid during high-cost periods (school reopening, Ramadan, year-end), they are less financially strained.

Helps in Payroll Communication

HR can time announcements or salary discussions, knowing that employees may also receive government aid.

Builds Trust

Sharing official STR updates shows care for staff wellbeing and reduces confusion in the workplace.

FAQs

1. What is STR in Malaysia?

STR (Sumbangan Tunai Rahmah) is a government cash aid for low and middle-income groups.

2. How do employees check their STR payment date?

They can use the STR portal, the MySTR app, or call official hotlines.

3. Do all employees qualify for STR?

No. Eligibility is based on income category and household status. Employers should guide staff to check individually.

4. Can employers assist in STR application?

Employers cannot apply on behalf of employees. However, HR can help by sharing the official links and explaining the process.

5. Is STR taxable income?

No. STR is financial assistance and is not taxable.

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